Do I Qualify?

We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents. We help people with good or bad credit history.

These are our minimum requirements:

1. You must have a valid bank account that will accept direct debits. This includes basic bank accounts that do not come with an overdraft or debit card.
2. You must be at over 18 years of age.
3. You must be a resident and be eligible to work in the United Kingdom (England, Scotland, Wales or Northern Ireland).
4. You must be employed and receive a regular salary.
5. You must have your salary paid directly into your bank account.
6. Lastly, you must have a minimum take home pay of £750 per month.

You can read more about our process in the Terms and Conditions page.